Many people believe that Medicare covers long-term care services. This is not the case. Medicare was never intended nor designed to support long-term care. Medicare was implemented in 1965 as an amendment to the Social Security Act. Then and now, it is a federal health insurance program that provides hospital and medical expense coverage, primarily […]
August 14, 2026
Florida leads the nation in drivers with low limits or no coverage for bodily injury liability insurance. Nearly 1 in 5 cars you pass might be an uninsured driver. Now picture one of them blowing through a red light and hitting you. Have you thought about who could be in your vehicle at the time […]
July 7, 2026
Practical Advice for Safer Rides On and Off the Course As golf carts and personal transport vehicles, become increasingly popular with consumers on and off the course, it’s important to keep safety in mind when driving and riding in them, according to the Outdoor Power Equipment Institute. OPEI is an international trade association representing manufacturers […]
October 23, 2025
September is Life Insurance Awareness Month, and it’s a great reminder that life insurance isn’t just about preparing for the unexpected – it’s a key part of a smart, long-term financial plan. Here’s how life insurance fits into the bigger picture: Wealth protection – Life insurance helps replace income and cover essential expenses. According to […]
September 25, 2025
Medicare (Parts A and B) provides essential health coverage but does not typically include routine dental and vision care unrelated to specific medical conditions or procedures. Without additional coverage, expenses for services like dental cleanings, eye exams, and necessary treatments can quickly add up. That’s why I wanted to share some information on how you […]
August 20, 2025
Auto Insurance Premiums Over the past two years, auto insurance premiums in the U.S. have risen by more than 20% annually, driven by inflation, increased repair costs, and a higher frequency of claims. But there may be good news on the horizon. In 2025, experts anticipate a moderate increase, with projections of a 3% to […]
January 24, 2025
Have you signed a lease agreement for your business? Have you shown the lease agreement to your insurance agent? Even better, before you sign a lease agreement, it would be a good idea to show it to your insurance agent. You have a lot more bargaining power before you sign than after you have moved […]
December 31, 2024
Safety on the road is a shared responsibility, especially when it comes to motorcycles. With that in mind, we’re sharing some essential tips for both motorcyclists and car drivers to help everyone stay safe. For Motorcyclists: Always wear a helmet and protective gear – Helmets and gear can significantly reduce the risk of injury in case […]
November 16, 2024
Feeling overwhelmed with Medicare details as you near retirement? You are not alone! Our team is frequently asked about the right time to sign up for Medicare and how to do it! Here’s what you need to know: Your Medicare enrollment window is a generous seven months, starting three months before your 65th birthday month […]
September 5, 2024
Car batteries are an essential part of an automobile. From getting your car started to charging your phone on the go, batteries provide the electricity your vehicle needs to keep rolling. That’s why it’s so important to know when to start considering a car battery replacement, as well as what you can do to extend […]
August 20, 2024