Auto Insurance Coverage

Florida leads the nation in drivers with low limits or no coverage for bodily injury liability insurance. Nearly 1 in 5 cars you pass might be an uninsured driver. Now picture one of them blowing through a red light and hitting you. Have you thought about who could be in your vehicle at the time of the accident? How bad could the injuries be to you? To your family? To your friends? How much will the medical treatment cost? What about lost wages to any or all the injured parties in your car? What happens if the accident happens to you or a member of your household as a pedestrian or as a bicyclist? What about things like pain & suffering?

Without Uninsured Motorists coverage, you’re eating those costs yourself.

Uninsured Motorist (UM) Coverage is the safety net a lot of people do not realize they need until it’s too late. In plain terms, it steps in when the at-fault driver has no bodily injury liability coverage, or not as much as you carry. It pays for medical expenses and lost wages as well as non-economic damages.

The smart move is to match your UM limits to your liability limits, and if you have multiple vehicles consider stacking for extra protection. On Florida roads, UM coverage isn’t optional. It’s survival.

Contact us today to learn more about improving your auto insurance coverage.