INVESTMENTS   *   INSURANCE

Privacy Policy Notice

Schlitt Services has been providing quality financial services since 1953.  We have always treated our client’s personal information with the utmost confidentiality.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through it affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed.  In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Schlitt Services and its related companies.

  OUR PRIVACY POLICIES AND PRACTICES

1.       Information We Collect:
We collect nonpublic personal information about you from the following sources

·          Information we receive from you on applications or other forms.

·          Information about your transactions with us, our affiliates or others.

·          Information we receive from a consumer reporting agency.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional types of information will be collected about you.

2.       Information we may disclose to third parties:

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We share nonpublic personal information with our own affiliates.

3.       Nonaffiliated third parties to whom disclosures may be made:

We disclose nonpublic personal information about you only to non-affiliated third parties as permitted by law.

4.       Affiliates with whom we share certain information protected by the Fair Credit Reporting Act, unless you tell us not to:

A.       Information we can share with our affiliates, unless you tell us not to:

·          Information we obtain from various applications, such as your income or your marital status;

·          Information we obtain from a consumer report, such as your credit score or credit history;

·          Information we obtain to verify representations made by you, such as your open lines of credit; and

·          Information we obtain from a person regarding its employment, credit, or other relationship with you, such as your employment history.

B.       Our affiliated companies who may receive this information are:

·          Schlitt Insurance Services, Inc.

·          Schlitt Investor Services, Inc.

·          Financial Planning & Tax Corp.

               C.      How to tell us not to share this information with our affiliated companies:

If you prefer that we not share this information with our affiliated companies, you may direct us not to share this information by doing the    following:

·          Call us toll free at 800-637-3889; or

·          E-mail us at info@schlittservices.com

5.       Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

6.       Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

7. Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, Schlitt Services and its affiliates reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Schlitt Services successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

8. Changes to our Policy:

If we revise our procedure relating to this privacy policy, we will provide you notice of the changes.

If you have any questions about this notice, please contact us at 800-637-3889 or 561-567-1188 during normal business hours.

  Sincerely,

Schlitt Insurance Services, Inc.

Schlitt Investor Services, Inc.

Financial Planning & Tax Corp.

Robert W. Schlitt Jr.

President